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Underwriting is a process of assessing risk and decide if the risk is insurable risk or not and if it is insurable risk, determine the amount of premium to be charged. the aim of this course is to equip students about different underwriting styles available, the needs of materials facts assessment, different rating factors., different decisions underwriters took after assessment ( Underwriting Process), Insurance contract preparation ( wording of the policy) and the reasons why insurance company use proposal form as mean of gathering information related to the subject matter of Insurance.
At the end of this course, student should be able to prepare General Insurance Policy, explain different methodologies of rating and different exclusions available based on material facts related to the subject matter of Insurance.